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Home State Bank Privacy Policy

Home State Bank recognizes the customers right to privacy. You have the right to expect your personal financial information will remain private and secure. Home State Bank maintains standards, and expects all employees of Home State Bank to adhere to these privacy standards, to ensure that your information is private and secure at all times.

We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms.
Information about your transactions with us and our employees,
or affiliates.
Information we receive from a consumer reporting agency.

Home State Bank collects, retains, and uses confidential customer information only when it is reasonably believed that the information will help administer the bank’s business or provide products, services, and other opportunities to the customer.

Customer information is used to:
Protect and administer customer records, accounts, and funds.
To comply with certain laws and regulations.
To help the bank design or improve our products and services.
To understand the customers financial needs in order to provide you quality products and services.

Home State Bank may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

PROTECTION OF INFORMATION: Employee access to your personally identifiable customer information is limited to those with a business reason to know such information. Our employees are educated on the importance of maintaining confidentiality and customer privacy. Because of the importance of these issues, all Home State Bank employees are responsible for maintaining the confidentiality of customer information. Employees who violate these Privacy Principles will be subject to disciplinary measures.

Home State Bank is committed to the security of the customer’s financial and personal information. The bank’s operational and data processing systems are in a secure environment that protects customer account information from being accessed by third parties. Access to customer information is granted only in accordance with the bank internal security standards.

Home State Bank recognizes our customers concern in how we handle privacy issues with third parties engaged in a business relationship with us. If personably identifiable customer information is provided to a third party, we will require the third party to adhere to similar privacy principles that provide for keeping such information confidential.

Home State Bank values all of our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how Home State Bank protects your confidential information, please contact us at one of our five locations.

517 Pacific Ave, Box 98
Kandiyohi, MN 56251
320-382-6111

1610 E. Hwy 12, Box 1620
Willmar, MN 56201
320-231-1118

200 Milky Way S, Box 217
Cosmos, MN 56228
320-877-7211

1435 E. Hwy 12
Litchfield, MN 55355
320-593-2001

1020 Hwy. 15 South, Box 190
Hutchinson, MN 55350
320-587-2477

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