Home Equity Loans and Lines of Credit are available when you want to use the equity in your house for home improvement projects, a new vehicle, a recreational purchase, or a ‘just in case’ cushion. Home State Bank offers fixed rate loans along with monthly payment plans to make this an affordable option for you.

To get started with a Home Equity Loan please contact one of our branches to set up an appointment. We will need you to bring:

• A copy of your most recent Property Tax Statement
• A copy of your last two payroll stubs
• A copy of your last two years tax returns
• The name of your Hazard Insurance Provider and your annual cost