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Business Banking -> Checking

At Home State Bank, we take the time to understand your business and provide you with a checking account that fits your needs. We work with small to large businesses and provide plans that change when your needs change.

Small Business Checking
Most suitable for businesses that write less than 75 items (checks) per month.
Minimum balance............. None
Monthly charge.................. $7.95
Item fee............................... 20 cents per item
Earnings credit.................. 10 cent credit is given for each $100.00 of average collected balance
Check safekeeping.......... Required



Business Checking
Most suitable for businesses that write more than 75 items (checks) per month.
Minimum balance............. None
Monthly charge.................. $7.95
Item fee............................... 12 cent per item (debits) includes checks and ACHs. 8 cents per item (in deposits) not written on HSB.
Earnings credit.................. (Variable) on average available balance. Based on the 91 T-Bill-changes the 1st of the month.
Check safekeeping.......... Required


Add ons:

  • Business Debit Card - issued only in personal names
  • Business Credit Card - thru Elan Financial Services
  • Safe Deposit Box - issued only in personal names
  • Visa/Master Merchant program
  • Business Manager
  • Line of Credit upon approval
  • E-Business Banking (ACH capabilities including payroll direct deposit)
  • Online Banking
  • Merchant Processing (acceptance of credit card payments)



     
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